Medicare Supplement & Medicare Advantage

The Benefits of Working with a Medicare Supplement & Advantage Insurance Broker;

Medicare Supplement Agent
Making a decision on your Medicare is a long process.
Part of the process in finding the best supplemental insurance for you is to understand your unique situation, evaluate which rules of Medicare apply to you, understand how Medicare works, how a Medicare supplement plan & Medicare Advantage works with your Medicare, how to get prescription drug coverage, and finally, start the actual shopping process.
You could start that process all by yourself, and many do. However, working with a knowledgeable and friendly agent earlier can save you a lot of frustration later.
Benefits of Working with a Medicare Agent that is AHIP certified:
Medicare is full of medical terms, insurance lingo, and hidden deadlines. It can be extremely difficult to navigate, and continues to grow more and more complex every year. This comes as a surprise to new Medicare enrollees who expect the transition to Medicare to be effortless.


A Medicare supplement and Advantage agent can help you ease the confusion by taking care of the process for you while educating you along the way.
As an RN & AHIP certified Medicare Insurance agent, Mark Sias will save You time, money and hassle.

Medicare can be extremely confusing, and it’s easy for new beneficiaries to waste a lot of time doing research on all of the deadlines, lingo, and costs, only to find that they still don’t understand it. When you work with a Medicare supplement agent, you don’t have to do the research on your own.
As an independent Medicare agent I will educate you on everything you need to know so that you don’t have to waste time on unnecessary research.
Additionally, rather than going to one-by-one to get quotes from each insurance company, an independent Medicare supplement agent will provide you with one quote that will contain your rates from multiple insurance companies. Your agent can shop the market for you to find the best coverage at the lowest rate – and you don’t have to waste any time!
Mark Sias, Life & Medicare Agent Will Educate You!

It is highly important that you understand your Medicare coverage when you turn 65 so that you can understand what out-of-pocket costs you will be responsible for when you visit the hospital or doctor. Unfortunately, this is not the case for many Medicare enrollees.
A good Medicare supplement agent will educate you on how Medicare Parts A & B work, how Medicare supplement & Advantage plans work, how part D (prescription drug plans) & C work, which Medicare supplement plan or MAPD makes the most sense for you, and which company can offer the best rate for that plan. After you have learned that, you will feel empowered to make an educated decision on your coverage within just a few minutes.
A Medicare Agent & Nurse consultant, you Will Save Money!

First, contrary to popular belief, you don’t have to pay any fees to work with the Medicare supplement agent. Agencies are paid directly from the insurance company, so you will never pay a dime for help.

Second, because independent agents like us typically represent more than one insurance company, you can get a quote for a Medicare supplement plan from multiple insurance companies all in one place. Your agent can shop the market for you to find the best coverage at the lowest rate. Because Medicare supplement plans are standardized by the Federal Government, you don’t have to worry about which company you choose to purchase your Medicare supplement from. A Plan F from one company will offer the exact same coverage as a Plan F from another company – therefore, you can simply choose whichever company is offering you the lowest rate. If you work directly with an insurance company, you may be overpaying for your coverage and have no idea.
We Will Ensure You Never Overpay for Your Coverage

We have dozens of plans :

Humana

AARP/United Health Care

Freedom/Optimum

Aetna

Wellcare

Cigna

and all Medigap plans G,I F, HDF,HDG & all the best rated insurance companies for those plans.