Site ContentTrue Freedom Home Care Service Plans

According to Health and Human Services, 70% of seniors will need some form of home care in their lifetime. That is nearly three out of four of us.

Many seniors are under the impression that their traditional health care programs will also provide the desired services in the home such as meal preparation, grocery shopping, assistance with hygiene, dressing, grooming, 24-hour care, etc. Medicare, Medigap and most Medicare Advantage Plans are designed to cover hospital stays, doctor bills and some short term skilled nursing. Unfortunately, they do not cover the cost of everyday assistance in your own home.

Long Term Care insurance is an option for such services, however this type of coverage is usually secured by individuals between the ages of 45 and 64 who are in better than average health. While your loved ones will have the best intentions to be there for you when an unexpected crisis arises, most are not prepared for the time, energy and amount of work involved in care giving and quickly become overwhelmed.

True Freedom Home Care Plans are the most viable alternative to traditional Long Term Care Insurance. When assistance becomes essential in the event of a sudden injury or illness, these membership plans quickly coordinate and arrange care for seniors in the privacy and comfort of their own home. Every day can bring an unexpected challenge into a senior’s life. The good sense of having a True Freedom Home Care Plan in place will give members and their families the peace of mind, security and independence in being prepared as they move forward together.

All True Freedom Home Care Plans Feature:

• Field Issue Contract

• No Medical Underwriting

• No Claim Forms

• No Deductible

• No Age Limits

• Available Nationwide

Our plans can arrange for care

24 Hours a Day / 7 Days a Week

in the comfort of your home.

$37,500 *Current Lifetime Retail Value

SUITABILITY STANDARD FOR ENROLLMENT:

Prospective members must be able to live independently at the time of enrollment and cannot be currently in the need of or receiving any assistance, from family members or others, with activities such as bathing, dressing and transferring.

AGENCY AND ANYTIME SERVICES INCLUDE:

 • Meal Planning / Preparation

• Assistance With Dressing

• Assistance With Bathing, Toileting And Hygiene

• Grooming

• Laundry, Ironing And Changing Linens

• Grocery Shopping

• Light Housekeeping

• Monitor Diet And Food Expirations

• Medication Reminders

• Accompany To Place Of Worship

• Accompany To Doctors Appointments And More

* The value of the “Lifetime Membership Hours” for each plan is determined from a current national retail average of $25 per hour for non-medical home health aides. All plan hours are divided into ten equal “bundles” totaling the Lifetime Member Hours for each plan. Each bundle of hours can be utilized as quickly or as slowly as required. Multiple bundles of hours can be accessed in a single calendar year within the parameters of the plan. Once a member has exhausted all service hours in each bundle, the benefit rejuvenates after 90 days.

True Freedom Home Care Plans are Service Contracts, NOT Insurance.